Seller's Appraisal Prep Checklist
Organize the details appraisers look for under the UAD 3.6 standard before your home is inspected. Fill it in on screen, or print it and work on paper.
Market context for your appraisal: the most recent published county data (September 2026) put Salt Lake County's median sale price near $555,000 with a median of about 58 days on market, and Utah County's median listed home near $570,000 with about 64 days on market. Figures vary by source and neighborhood. See the October 2026 market update for details.
Get Organized Before Appraisal Day
UAD 3.6 is the updated Fannie Mae and Freddie Mac appraisal standard that takes effect November 2, 2026. It standardizes how appraisers record room-by-room condition and property data, so a little organization on your side makes the inspection smoother and helps the appraiser record your home fairly and completely.
Work through this checklist a few weeks before your appraisal. Each section lines up with the kind of details an appraiser records under the new format. Your agent can review it with you and help reconcile anything you are unsure about.
Property Basics
Fill in what you know from county records, your tax notice, or a previous appraisal. If two sources disagree, note both and ask your agent to help reconcile them.
Room-by-Room Condition Notes
Under UAD 3.6, condition is captured with the standardized C1 through C6 ratings, and interiors and exteriors are rated before an overall rating is reconciled. Walk each area and jot condition notes, recent updates, and anything needing repair.
Kitchen
Primary bathroom
Secondary bathrooms
Primary bedroom
Other bedrooms
Living / family rooms
Dining area
Basement / finished space
Garage
Exterior (roof, siding, windows, doors)
HVAC
Water heater
Electrical
UAD 3.6 Condition Ratings (C1 to C6)
C1: new construction, just completed. C2: excellent, no visible wear. C3: good, minor wear. C4: average, normal wear. C5: fair, noticeable wear or needed repairs. C6: poor, substantial damage or deferred maintenance. Condition language is more standardized under UAD 3.6, and interiors and exteriors are rated separately.
Upgrades & Improvements Log
Appraisers increasingly capture structured data on upgrades and improvements. This is the time to dig out receipts, permits, and contracts, and record what you remember below.
| What was done | When | Cost | Permit | Paperwork |
|---|---|---|---|---|
Permit and Paperwork columns: mark a box if the permit was pulled and if you have receipts or documents on file.
Deferred Maintenance to Address
Small visible items can pull a condition rating down even when a home is otherwise well maintained: worn flooring, water stains, broken fixtures, peeling paint, unfinished repairs. List items here and mark them done as you go.
| Done | Item | Est. cost / notes |
|---|---|---|
Comparable Sales ("Comps") Intel
Under UAD 3.6 the appraiser selects comparable sales systematically from cited data sources. Note any recent nearby sales you are aware of; local knowledge helps your agent frame the listing accurately.
| Address | Sold price | Sold date | Beds | Baths | Sq ft |
|---|---|---|---|---|---|
Documents to Have Ready
Gather these before appraisal day so nothing is missing when the appraiser or your agent asks for it.
Appraisal-Day Prep
A clean, accessible home helps the appraiser record the property completely. Use this list the morning of the inspection.
Quick Notes
This worksheet is general information and is not legal, financial, or tax advice. The UAD 3.6 standard and its details can change, and readers should verify current guidance with their lender, their appraiser, or Fannie Mae and Freddie Mac's published materials. Prepared by Stark Group Real Estate, Summit Sotheby's International Realty, Draper, UT.
Want a Second Set of Eyes on Your Prep?
Adam and Natalie Stark can review your checklist, help you reconcile square footage and records, and walk you through what to expect at appraisal time. A free call is the easiest first step.